Users of Credico Limited’s (‘Credico’) website agree to be bound by these terms and conditions.
1.1 In these terms and conditions, “we”, “us” and “Credico” means Credico Marketing Limited, whose registered office is Suite D2, The Quadrant, Mercury Court, Chester, CH1 4QR. Credico Incorporated in England and Wales. No: 06311978
1.2 “User” means a visitor to the Credico website.
2.1 Credico regularly updates the website and often includes statistics and information on the financial services and field marketing industry. Credico uses all reasonable endeavours to ensure the data on its website is accurate and up to date, and where necessary will correct any errors or omissions as soon as practicable. However, Credico gives no guarantee of the accuracy and currency of the information provided on the website. Nor does Credico accept liability for any errors or omissions on the website, or the outcome of the use of such information.
2.2 In no event shall Credico be liable for any loss of profit, revenue, goodwill, opportunity, business or other indirect or consequential loss of any kind in contract, tort (including negligence) or otherwise arising out of use of the website, save where such liability cannot be excluded by law.
2.3 Credico does not give any warranty that the website is free from viruses or anything else which may have a harmful affect on any technology.
3. Intellectual Property/Copyright
3.1 The copyright in the material contained in the Credico website, including design, text, graphics, code and software belongs to Credico. All rights are reserved. None of the material may be reproduced or redistributed without the prior permission of Credico.
3.2 Users interested in copying any information contained in the website should contact Credico.
3.3 Provided that users acknowledge Credico as the source of the information they may download or print a single copy for their own non-commercial off-line viewing but are not entitled to make any further copies of that work.
3.4 The reproduction, transfer or sharing of any internal communications, email correspondence or minutes is strictly prohibited.
4. Usernames and Passwords
4.1 On becoming a client or supplier to Credico, organisations or individuals may be issued with a username and a password to enable access to a secure area of the website. The username and password are personal to each organisation or individual and are not transferable to non-clients or individuals.
4.2 Any breach of security of a username and password must immediately be notified to Credico.
5. Access to the Credico Website and Content
5.1 Usernames and passwords enable access to documents and resources available only to registered users. Usernames and passwords should be kept in a private and secure place, and not disclosed to non-member organisations. Individuals interested in registering with Credico should contact email@example.com or call +44 (0) 1244 573150. The information provided on the Credico website is not in any way an invitation or recommendation to buy any products or services featured and, where necessary, users should seek appropriate independent advice.
5.2 Credico will use reasonable endeavours to allow uninterrupted access to the website but access may be suspended, restricted or terminated at any time without notice.
5.3 Credico reserves the right to change, modify, substitute or remove without notice any information on the website.
5.4 There are links on the Credico website to other websites that may be of interest. Credico does not accept responsibility for the content of these websites. Users should check the terms and conditions on each of these websites.
6. Statutory Rights
12.1 These terms and conditions do not affect a user’s statutory rights.
13.1 These terms and conditions are governed by and construed in accordance with the laws of England and Wales and any disputes are to be decided only by the courts of England and Wales.
2. The Data Protection Act 1998
The Credico website complies with the principles of the Data Protection Act 1998.
3. Use Made of Personal Information
Personal information provided to Credico via the Credico website will be used for the purposes outlined at the time of collection. In addition, personal information may be used for statistical analysis. Personal data will be collected and processed by Credico for the following purposes:
- marketing, advertising and promotions, unless a user elects to opt-out of receiving such communications
- notification of events, workshops and training sessions, unless a user elects to opt-out of receiving such communications
Processing personal data for the above purposes may entail sharing the information with employees, contractors, agents and professional advisors of Credico. However, written agreements exist between Credico and such parties that there must be no disclosure or further processing of such personal data. From time to time Credico will share personal information with selected third parties. However, a user is free to elect not to receive marketing communications from such third parties.
4. Registration for Credico Newsletters
When completing a Credico registration form Credico will enter the email addresses of the registered person entered onto the Credico database to receive the Credico’s regular newsletters by email, fax or letter. Representatives may opt-out of receiving Credico’s newsletters at any time.
6. Use of Data for Direct Marketing Purposes
At each point of data collection users are given the opportunity to opt-out of receiving future direct marketing material from Credico. Where users do not opt-out of such communications, Credico may provide information on Credico products, events, and training and education programmes. If at any time users want Credico to stop sending such communications they should write to:
7. Disclosure of Data to Third Parties
At each point of data collection users are given the opportunity to opt-out of having their personal data passed on to selected third parties. If users do not opt-out, Credico may, in limited circumstances, share such data with carefully selected third parties who may contact users regarding events, products, services, and training and education programmes that may be of interest to them.
8. Verifying, updating and amending your personal information
If, at any time, a user wants to verify, update or amend their personal data they may simple email their request to firstname.lastname@example.org
Alternatively, they may write to:
Suite D2, First Floor,
The Quadrant, Mercury Court,
Chester, CH1 4QR
Verification, updating or amendment of personal data takes place within 40 days of receipt of the request.
A “cookie” is a small text file that is put by a website on a user’s computer hard drive. Internet browsers normally accept cookies by default; however, it is possible to set a browser to reject cookies. If a member sets up his or her browser to reject Credico’s cookie, he or she may still use the website.
Cookies are often used to tell the website a user is registered and to personalise the user’s visit to the website. Cookies used by the Credico track movement by the Member purely for statistical analysis. Credico’s cookies do not analyse visits to other websites or track any Internet searches undertaken whilst on the Credico website.
10. Links to Third Party Websites
Credico holds your personal data in accordance with the security provisions of the Data Protection legislation. If you have any questions about security please contact Credico on 01244 573150
12. Notification of Changes
Thank you for your interest in Credico